
For Business Owners in CA, AZ, NV, or NY
3 minutes to apply and 18 seconds to get an answer
🪙No risk to you or your credit to apply!
🪙No upfront cost!
🪙Change your story!
Once your offer request is submitted, you will receive additional information including an offer if qualified. Please check your spam folder if you don't receive further information.
We know how painful and time-consuming it can be to get capital. We make it easy.

Founder and President
Twenty years ago, as a struggling laundromat owner, I faced a crucial moment. I had a buyer for my business, but I urgently needed $250k to upgrade essential equipment to make the sale worthwhile. Traditional banks rejected my loan applications—a common plight for over 80% of small businesses.
Then, a young woman who claimed she was "selling money" visited my office. I shared my predicament, and incredibly, she secured the funding I needed within 54 hours. Thanks to her, I upgraded the equipment and successfully sold the business.
It was right then that I realized businesses need help getting funded and traditional options are NOT good enough. From this life-changing moment, Midas Financial was born, dedicated to empowering other business owners with swift, reliable funding solutions. And 50,000 clients later...

Business Credit and Business Funding Expert
"There are few people I can recommend more highly than Darrell Hornbacher at Midas Financial. He is the single most influential person in the business lending space and transformed this industry. He brought the unsecured lending model to a much needed market almost 18 years ago and has financed literally thousands of companies who were turned away from conventional banking institutions. I am honored to count him as a mentor and friend. Darrell is confident yet at the same time humble which is uncommon for a man of his stature. He is genuine, authentic, and very generous to those he cares about. He has also helped tens of thousands of people obtain funding for there ventures. If you are lucky enough to know Darrell, count yourself fortunate"

Businesses often face three critical funding hurdles that can stymie even the most brilliant ideas and the most determined entrepreneurs. (RED TAPE, QUICK APPROVAL, AND CLOSINGS)
THAT'S WHERE MIDAS COMES IN!
At Midas, we specialize in overcoming these financial barriers. Let us help you turn your vision into reality.

OWNER AT PREVENT - DRYER VENT SERVICES
"There aren't accurate words to fully be able to describe what Darrell has done for me and my family. He helped give us our lives back and made it possible to get in our dream home! We would have NEVER have been able to make it happen without him and his team! Worth every single penny! I am forever indebted.. and forever grateful for all he has done for us and does for all those I refer to him! Thank you SO much Darrell and Midas!!!"
Tailor-made financing solutions to empower your company's growth and success.
Our dedicated team ensures a seamless application process and personalized support.
Receive timely funding with our secured efficient online platform, designed for your convenience.
Midas invented this sector of financing and has been recognized as the industry founder.
Where others throw mud at the wall to see what sticks, Midas actually plans with you the best approach.
We have serviced over 50,000 clients from every industry imaginable. Our clients love us!

"In an industry known for shysters and scam artists, Darrell at Midas is a knowledgeable, well-connected advocate for business owners. He'll review a business owner's application form and help them make it shine, knowing just the right words to use that will give them the best chance of securing financing. He'll get offers from multiple sources and present them all to the customer, making sure they get the best deal, even if it means he gets a lower commission. And if he can't get financing for someone, it's not just happening, ''Sorry, better luck next time.'' He'll tell them what they can do to change their situation so that in 3, 6, or 9 months, he can get financing for them. He is honestly delighted when he is able to help someone realize their dreams. If I needed financing for a company, I can think of no one better to have on my team."
AND YES, WE HAVE LIKELY FUNDED MANY IN YOUR INDUSTRY TOO
THIS WILL NOT TRIGGER A CREDIT INQUIRY - OUR TEAM MAY ASK FOR SOME ADDITIONAL INFORMATION.

Cynthia King
Chief Executive Officer @ KINGS SOLID BIZ CONNECTIONS LLC
"Darrell from Midas is very knowledgeable about Business Loans and Credit Education. He makes a client feel very comfortable in doing business with his group because of the honesty across the table. I’ve heard many clients say “We were very impressed and will use Midas again without hesitation." In an industry full of overpromises Darrell stands out as someone who truly cares for his clients and goes over and beyond to help. I have worked with Darrell for 5 years. He is an honest, trustworthy man. Bring a scenario to him and he will do his best to make it work."


“I’ve known Darrell and Blair for 5 years. The service and professionalism of Midas is beyond reproach. They have great concern for their clients and deliver positive outcomes with integrity, loyalty, and the privacy one expects in their business encounters. I highly recommend Midas!”


“I have had a phenomenal experience working with Midas. Extremely Transparent and they KNOW FINANCE, period. We were given attention and the customer service has been exceptional. Thank you to the entire team!”


“Amazing systems and easy to work with. It is really nice to feel like I am getting hands on treatment every time I call.”


"I've been doing business with Darrell Hornbacher and Midas for almost 3 years. They have always been very professional and honest. I plan to continue to do business for as long as possible."


"I was directed to this company on a "hail mary " type basis. I was trying so hard to get my credit score up to buy my first home. Darrell was the one who, i was lucky enough to be the one who answered the call. He was amazing. he was very informative, and answered all my questions. He set me on the path to a VERY quick credit score upgrade! If it wasn't for Darrell and the program and company I would not be able to get my home! THANK YOU Darrell, you were a life saver! I will send friends your way."


"My name is Peter J. Burns, III and I have known and done business with Darrell and Midas for years. I can unequivocally say here that Darreil's integrity and Midas' performance has been nothing short of top rate all of the time we have worked together. I will continue to send my clients to Midas and count on them as superior vendors...and most of all, trusted friends."


"My experience with Midas Financial Company has been nothing short of stellar! After a terrible life circumstance, my credit was SHOT 500's would have been a welcome # to see on my report. After the 2008 Crash and the Crash of my Marriage I turned to Midas and Co to help me establish a few lines of credit and help to repair my horrible credit score. Within weeks I was able to qualify for 3 loc's which allowed me to rent a car when I needed to with out tying up all my cash, like if I had used my debit card."


"In an industry full of overpromises Darrell stands out as someone who truly cares for his clients and delivers on his word.
Darrell reviewed my account and realized exactly what was happening where others were confused, he laid out a game plan and then executed, all while keeping me in the loop at every step and any time I had a question he was there to respond.
I'm more than happy to recommend Darrell to anyone considering his services, you will not be let down."


"Darrell at Midas has been one of my closest advisors in the capital world. It's hard to know who to trust and I trust Darrell. He fills me in on things that I would have never even thought of and he's always looking out for me. I'm so happy to have him by my side."


"If you're searching for someone with proven knowledge and an intimate understanding of financial resources, options, and opportunities, you'll be glad you found Darrell Hornbacher. He understands the fundamentals of credit, finance, and business development and offers profound insight into the workings of our monetary system. Not only will he show you how to bring better financial choices into your life, but he'll do so in a way that brings life improvement."


"I've known Darrell for several years and have had the pleasure of working with him on a few financial deals. Darrell is not only a trusted resource but a leader in the financial industry. His leadership and attention to detail is unmatched, his knowledge is endless but more importantly, his integrity in everything he does is solid. If he does not have a solution to your need, he will work to find one or connect you to the people that can. His focus is always his clients best interest and will work hard to open the doors to needed for resolution."


"I've known Darrell for 8 years now. Along the way, he's not only helped me to get various lines of credit to help expand my business but has also become my go-to guy for learning the business of money, credit, and how to spot scams in these areas. Darrell is one of a very small group of people I trust when it comes to money."

Co-Founder | Chief SBA Development Officer

Regional Consultant - Young & Associates

Asset Based Lending and Factoring Specialist

Business Funding Consultant

Managing Director at Development Capital

Clinical Advisor, Executive Coach & Board Member

Founder and President of Midas Financial Company. Darrell successfully owned a dozen businesses in his 37-year career, culminating with the creation of Midas back in 2004. Midas Financial is a 20+ year old financial services firm that assists companies in obtaining capital both traditionally and also in the alternative markets. Midas is known for their ability to break down the individual “DNA” of each deal in order to determine the course of action that is in the best interest of each specific client. Darrell is considered a nationally recognized expert on the subjects of business funding and personal credit, and currently has three published books on the topics.
Darrell currently resides in Gilbert, AZ. When he isn’t spending time with his wife Blair and daughters, Morgan and Harper, he enjoys enjoys golfing, cooking, and entertaining for friends, family, and business associates.

Managing Partner, Blair graduated Magna Cum Laude and Phi Beta Kappa from the University of Maryland in 2001. Her studies included Political Science, Spanish, and Business; as well as a year of study at the Universidad de Sevilla in Spain. Since entering the workforce, Blair has had much success in the Financial Services arena. She has concentrated primarily in sales and business services, including branding and building social media platforms. In 2008, Blair joined the Midas Financial Company as Marketing Director and took an equity stake in the company soon thereafter. She is currently a Managing Partner of Midas Financial Company and Midas Venture Studio.
Blair lives in Gilbert, AZ with her husband, Darrell, and their two daughters. She adores her family more than anything. Outside of managing two companies, Blair enjoys spending time with her family, traveling, and a nice glass of wine.

National Operations Manager, Wesley J Gumeringer is a graduate of the University of North Dakota with a degree in Marketing and a Minor in History. And he has over 25 years experience in both Insurance and Finance; owning several businesses in both spaces.
Many of these businesses Wes successfully started from the ground up, which helped him develop a clear understanding of the complex credit and financial needs of business owners. Wes is also a foremost authority in the area of personal credit, giving him an edge in the creative financing space.
Wes currently resides in Gilbert, Arizona and is an avid golfer and sports fan.

Get 0% interest business credit and unlock the financial freedom you need to invest in your business without the burden of interest charges.

With flexible repayment options and competitive interest rates, a term loan can provide the capital you need to expand your operations.

We offer commercial business funding in many forms, including bank loans, lines of credit, asset-based lending, invoice financing, and SBAs.

Short-term funding to cover operational expenses and maintain adequate cash flow. No upfront fees. No collateral required.

We offer financing solutions designed to help businesses develop or refinance commercial property.

Obtain essential equipment without making an upfront capital investment. Maintain operational efficiency without incurring substantial upfront costs.

THIS WILL NOT TRIGGER A CREDIT INQUIRY - OUR TEAM MAY ASK FOR SOME ADDITIONAL INFORMATION.
Submit your name and you will receive additional information about becoming pre-qualified and receiving an offer.
THIS WILL NOT TRIGGER A CREDIT CHECK - OUR TEAM MAY ASK FOR SOME ADDITIONAL INFORMATION.

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